Introduction
If you are in the market for health insurance, you may have heard of AARP United Healthcare. This insurance plan is designed specifically for seniors and offers a range of benefits that can help you stay healthy and active as you age. In this article, we will explore the ins and outs of AARP United Healthcare, including what it is, what it covers, and how you can sign up. We will also answer some frequently asked questions about this insurance plan.
Before we dive into the details of AARP United Healthcare, it’s important to understand what it is and how it works. AARP is a non-profit organization that is dedicated to improving the lives of older Americans. One of the ways that they do this is by offering health insurance through United Healthcare. This insurance plan is available to AARP members who are 65 or older, or who have a qualifying disability.
AARP United Healthcare is a Medicare Advantage plan, which means that it is a type of health insurance that is offered by private companies that have been approved by Medicare. Medicare Advantage plans are an alternative to Original Medicare and offer a range of benefits that are not available through traditional Medicare.
Benefits of AARP United Healthcare
So, what does AARP United Healthcare actually cover? Here are some of the benefits that you can expect if you sign up for this insurance plan:
Medical Services
AARP United Healthcare covers a wide range of medical services, including doctor visits, hospital stays, and emergency care. It also covers preventive care, such as flu shots and cancer screenings.
Prescription Drugs
Prescription drug coverage is an important part of any health insurance plan, and AARP United Healthcare has you covered in this area. The plan offers a range of options for prescription drug coverage, including a mail-order pharmacy program that can save you money on your medications.
Vision and Dental Care
Many Medicare Advantage plans do not cover vision or dental care, but AARP United Healthcare does. The plan offers coverage for routine eye exams, glasses or contact lenses, and dental cleanings, fillings, and extractions.
Wellness Programs
AARP United Healthcare offers a range of wellness programs that can help you stay healthy and active. These programs include fitness classes, nutrition counseling, and disease management programs for chronic conditions like diabetes and heart disease.
Additional Benefits
In addition to the benefits listed above, AARP United Healthcare also offers a range of additional benefits, such as hearing aid coverage, transportation to medical appointments, and 24/7 access to a nurse hotline.
How to Sign Up for AARP United Healthcare
If you are interested in signing up for AARP United Healthcare, there are a few things that you should know. First, you must be an AARP member to enroll in this insurance plan. If you are not already a member, you can join AARP online or by mail.
Once you are an AARP member, you can enroll in AARP United Healthcare during the Annual Enrollment Period (AEP), which runs from October 15th to December 7th each year. You can also enroll in the plan during a Special Enrollment Period (SEP) if you have a qualifying life event, such as moving to a new state or losing your current insurance coverage.
FAQs About AARP United Healthcare
Here are some frequently asked questions about AARP United Healthcare:
1. What is AARP United Healthcare?
AARP United Healthcare is a Medicare Advantage plan that is offered by United Healthcare in partnership with AARP. It is designed specifically for seniors and offers a range of benefits that are not available through traditional Medicare.
To enroll in AARP United Healthcare, you must be an AARP member who is 65 or older, or who has a qualifying disability.
3. What does AARP United Healthcare cover?
AARP United Healthcare covers a range of medical services, prescription drugs, vision and dental care, wellness programs, and additional benefits such as hearing aid coverage and transportation to medical appointments.4. How do I enroll in AARP United Healthcare?
You can enroll in AARP United Healthcare during the Annual Enrollment Period (AEP) or during a Special Enrollment Period (SEP) if you have a qualifying life event. You must also be an AARP member to enroll in this plan.
5. Can I keep my current doctor if I enroll in AARP United Healthcare?
AARP United Healthcare has a large network of healthcare providers, including doctors and hospitals, so you may be able to continue seeing your current providers. However, it’s always a good idea to check the network before enrolling to make sure that your preferred providers are included.
6. Is AARP United Healthcare expensive?
The cost of AARP United Healthcare will depend on a variety of factors, such as your location, the level of coverage you choose, and whether or not you qualify for financial assistance. However, many seniors find that Medicare Advantage plans like AARP United Healthcare offer more comprehensive coverage at a lower cost than traditional Medicare.
Conclusion
AARP United Healthcare is a Medicare Advantage plan that is designed specifically for seniors. It offers a range of benefits that can help you stay healthy and active as you age, including medical services, prescription drugs, vision and dental care, and wellness programs. If you are an AARP member who is 65 or older, or who has a qualifying disability, this insurance plan may be a good option for you. To learn more about AARP United Healthcare or to enroll in the plan, visit the AARP website.
References
- “AARP United Healthcare.” AARP, www.aarp.org/benefits-discounts/all/uhc-medicare-plans/.
- “Medicare Advantage Plans.” Medicare.gov, 15 Oct. 2021, www.medicare.gov/sign-up-change-plans/types-of-medicare-health-plans/medicare-advantage-plans.
- “United Healthcare.” United Healthcare, www.uhc.com/.
- “What is Medicare?” Medicare.gov, 12 May 2021, www.medicare.gov/what-medicare-covers/your-medicare-coverage-choices/whats-medicare.
- “How to Enroll in Medicare.” Medicare.gov, 13 May 2021, www.medicare.gov/sign-up-change-plans/how-do-i-get-parts-a-b.
- “AARP.” AARP, www.aarp.org/.